The Irish Independent highlights the potential financial

Irish Independent (Money)

The Irish Independent highlights the potential financial benefits of mortgage switching, noting that while the process can involve legal and valuation costs, savings over the life of a mortgage can be significant. The article says improved loan-to-value ratios, driven by rising house prices, may help borrowers qualify for lower rates, while strong BER ratings can also unlock cheaper green mortgage products. Irish Mortgage Advisors is cited as saying a borrower with a €300,000 mortgage could save up to €2,400 in the first year by switching from a 4.4pc rate to 3.12pc. Irish Independent - Home Economics: ‘Can you show me the financial benefits of mortgage switching? Because I can’t see them’

Irish Examiner

The Irish Examiner reports that Bankinter, owner of Avant Money, has posted strong first-quarter growth in Ireland, with its Irish loan book rising 23pc year-on-year to €5bn. Mortgages remain the core driver of expansion, accounting for €4bn of lending and growing 27pc over the period. The results underline continued competition in the Irish mortgage market as newer lenders expand their presence. Irish Examiner - Avant Money-owner sees profits rise as Irish mortgage lending hits €4bn

Business Plus

Business Plus reports that Capitalflow has launched a new broker-led buy-to-let mortgage product aimed at landlords and investors seeking to switch existing loans or grow portfolios. The lender says the addressable switcher market is worth around €6.6bn, with demand driven by frustration over slow decision-making, inflexible terms and limited engagement from existing providers. The move reflects ongoing activity in refinancing and specialist lending as borrowers reassess options when fixed terms expire. Business Plus - Capitalflow enters €6.6bn BTL market with new mortgage offering

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