Pension Planning & Advice
Saving for your retirement is one of the most important investments that you will ever make. Private pension provision remains one of the few ways in which an individual or company can make retirement provisions in a tax efficient manner.
Whether you are in the early years of employment or nearing retirement, we can provide expert advice on the increasingly complex tax implications of pension planning. We offer advice on Personal Pensions, PRSAs, Retirement Bonds and Approved Retirement Funds.
Pensions have many important advantages that will make your savings grow quicker. A pension is basically a long-term savings plan with tax relief. Getting tax relief on pensions means some of your money that would have gone to the government as tax goes into your pension instead.
Why do I need a pension?
The State pension is currently just over €13,000 per year — for most people this is simply not enough to maintain their current standard of living in retirement. Starting a pension early, even with small contributions, makes a significant difference over time thanks to compound growth and tax relief.
We will assess your situation and map out the most practical plan to meet your retirement goals, whatever stage of life you're at.
Why use Ger Brady Financial?
- Personal Pension, PRSA, Retirement Bond and ARF advice
- Tax-efficient retirement planning tailored to your situation
- Independent advice — not tied to any single provider
- Advice for both employed and self-employed individuals
- Company pension scheme advice also available
